The day has arrived. You are sick and tired of being sick and tired. You have realized you work too hard to be this broke. You have made the decision to control your money instead of your money controlling you. The decision has been made to get out of debt. You track your expenses, make your budget, but you still seem to be in the same cycle. Discouragement creeps in, and you want to quit. Which leads me to my number one budgeting tip: you will get dejected, there will be setbacks but the key to a successful budget is not giving up!