Debt Free, Home Management

A Beginner’s Guide to Tracking Monthly Expenses

Tracking monthly expenses is a vital part of your budget. Here are some easy tips to get you started!

Tracking Monthly Expenses

Tracking your monthly expenses is the first step in setting up your budget, but it’s also the hardest and most daunting. You potentially have expenses going out every day so how on earth do you begin to calculate it all?! Even though this step is intimidating you have to power through it. In order to have a successful budget you need to have an honest allocation of your expenses. You have to know how much you’re spending on every single thing that goes in and out of your home. read more

Debt Free, Home Management

My #1 Budgeting Tip

Budgeting tips for beginners and my number 1 tip for novices!

Budgeting Tips for Beginners

The day has arrived. You are sick and tired of being sick and tired. You have realized you work too hard to be this broke. You have made the decision to control your money instead of your money controlling you. The decision has been made to get out of debt. You track your expenses, make your budget, but you still seem to be in the same cycle. Discouragement creeps in, and you want to quit. Which leads me to my number one budgeting tip: you will get dejected, there will be setbacks but the key to a successful budget is not giving up! read more

Debt Free, Home Management, Tricks of the Trade, TV

The TV Addict’s Guide to Cutting the Cable Cord

Looking to cut cable and save money in the New Year? Looking for cable tv alternatives? Then check out this post for 5 simple tips on how to analyze your tv usage and save you money!!

I am a self proclaimed tv addict! From Game of Thrones to the Real Housewives, I love it all!! There is no shame in my game. One thing I don’t like about tv, is the price. Cable and satellite tv can seriously cut into a family’s budget, which is why this family does not have a tv provider. I love living in 2010s because you don’t need cable to see all your favorite shows. Streaming has changed the name of the game. If you are looking to save money on your television bill, I have 5 tips on how to cut the cable. Even if you are a tv addict!!  Don’t be scared, you can do this. read more

Debt Free, Home Management

From Bankruptcy to Debt Free

Bankruptcy to debt free, how going broke helped us turn around our mindset.

We were once broke. Now we have the goal of being debt free. How we took control of our finances and are going from bankruptcy to debt free!

Housewifery: the function or work of a housewife. Derived from the term housewife, which is defined by the Oxford dictionary as “a married woman whose main occupation is caring for her family, managing household affairs, and doing housework.” Managing our household is a super awesome job. But managing the finances has not always been my strong point. After all, we did file for bankruptcy 6 years ago. But I am not here to boo-hoo about our past financial situation, I am here to tell you if you are facing bankruptcy, you are not alone! You can get through this and in the end you will be so much stronger. read more